Q) I have existing Kentucky Medicaid coverage through Humana. I have recently become paralyzed due to a rare neurological disorder called transverse myelitis. In order to move from a rehabilitational hospital I need to have long term care medicaid. I was given some information on how to accomplish this by a kind administrator at one of these facilities and am now asking for the Medicaid office’s help doing so. Please respond with any guidance or assistance available. Thank you in advance for your concern.
A) To qualify for KY Long Term Care Medicaid here are the eligibility requirements:
1 The applicant must be a Kentucky resident and be a U.S. citizen or have proper immigration status.
2 The applicant must be age 65 or older, or blind, or disabled. The applicant must meet certain medical requirements consistent with the level of care requested.
3 The applicant’s income (wages, Social Security benefits, pensions, veteran’s benefits, annuities, SSI payments, IRAs, etc.) must be less than $2,523 per month.
4 Medicaid divides assets into two categories: Exempt and Available. Exempt assets are specifically designated under the rules, and ownership of an exempt asset by the applicant will not result in a denial of benefits. If an asset is not listed as exempt then it needs to be liquidated and applied toward the costs of nursing home care before the applicant can receive Medicaid benefits.
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