Q) I have a pending workers comp. claim and have recently lost my insurance from not working enough hours. I have been out of work because of an injury since May, 2013 and am currently not bringing home an income what so ever. what can I qualify for if anything?
A) If you have been out of work because of an injury, you may qualify for various types of financial assistance and benefits depending on your circumstances. Here are some potential options:
- Workers’ Compensation: If you were injured on the job, you may be eligible for workers’ compensation benefits, which can include medical treatment, wage replacement, and disability payments.
- Short-term Disability Insurance: If your injury is not work-related, you may be able to receive short-term disability insurance benefits. These benefits can help cover a portion of your lost wages while you are unable to work.
- Social Security Disability Insurance (SSDI): If your injury is expected to keep you out of work for a year or more, you may be eligible for SSDI benefits. These benefits are paid by the Social Security Administration and are designed to help people who are unable to work due to a disability.
- Supplemental Security Income (SSI): If you have a low income and are unable to work due to a disability, you may be eligible for SSI benefits. These benefits are also paid by the Social Security Administration and can help cover living expenses.
- State and Local Assistance: Depending on where you live, there may be state or local assistance programs that can help you while you are out of work due to an injury. These programs can vary widely, so it’s best to check with your local government to see what options are available in your area.
It’s important to note that each of these programs has specific eligibility requirements and application processes, so it’s a good idea to research each option carefully and consult with a legal or financial professional to help determine which benefits you may qualify for.
With having no income and needing medical care you should apply for Unemployment Medicaid and Food Stamp. Visit your nearest social service office and speak with a case representative.