Q) I was wandering if I can apply for a spend down. I have no insurance and my medical bills from the hospital is a lot.
A) I can provide you with information on what a spend down is and how you may be able to apply for one.
A spend down is a process that allows individuals who do not qualify for Medicaid based on their income to still receive benefits by using their medical expenses to reduce their income to the Medicaid eligibility level. The process varies by state, but generally, you would need to provide documentation of your medical expenses and submit them to your state’s Medicaid office for consideration.
It’s important to note that every state has different rules, so the process and requirements may be different depending on where you live. I would recommend contacting your state’s Medicaid office for more information on how to apply for a spend down in your state.