Q) I have a child. If I get pregnant, will that already count as a family of 4 for medicaid. Or does it not count until the baby is born?
A) If you have a child and you become pregnant, your unborn child will count as a family member for Medicaid purposes. This is because Medicaid considers all children, regardless of their age, to be part of their mother’s household. This means that you will be eligible for Medicaid for both you and your unborn child.
However, it is important to note that your unborn child will not be eligible for Medicaid benefits until they are born. This is because Medicaid only covers children who are born alive. If your unborn child is stillborn, they will not be eligible for Medicaid benefits.
If you have any questions about Medicaid eligibility for pregnant women and their unborn children, you should contact your state’s Medicaid office.
NOTE: According to Medicaid – Having a baby qualifies you for a special enrollment period. This means that after you have your baby you can enroll in or change Marketplace coverage even if it’s outside the Open Enrollment period. When you enroll in the new plan, your coverage can be effective from the day the baby was born. If you already had Marketplace coverage, you can do one of 2 things when your baby is born: (1) Keep your current plan and add your child to your coverage; or (2) change to a different Marketplace plan.