Q) I was told by SS office that I qualify for Medicare and Medicaid and Medicare both due to my SS Disability low income bracket and due to my qualifying insurance. With Obamacare I had $0 cost for my premium per month. I just qualified for early Medicare and pay over $200.00 a month. It’s taken a toll on my bills. I have 12 Disabilities and counting and had just started treatment that I will not be able to afford. I need to get this taken care of ASAP. I finally found a qualified Dr and they don’t take the Medicare and my treatment costs are significant during my continued testing.
A) I understand that you are in a difficult situation. You are facing a number of challenges, including:
- You have 12 disabilities.
- You are on disability and have a low income.
- You are paying over $200 a month for Medicare.
- Your doctor does not take Medicare.
- Your treatment costs are significant.
It is important to remember that you are not alone. There are many resources available to help you. Here are some things you can do:
- Contact your local Social Security office. Social Security provides benefits to people who are disabled, retired, or have dependent children. They may be able to help you with your Medicare premiums or find a doctor who takes Medicare.
- Contact your state’s Medicaid office. Medicaid is a government program that provides health insurance to low-income individuals and families. They may be able to help you pay for your treatment costs.
- Contact your local health department. Health departments provide a variety of health services, including free or low-cost medical care. They may be able to help you find a doctor who takes Medicare or help you pay for your treatment costs.
- Contact your local hospital or clinic. Hospitals and clinics often have financial assistance programs that can help you pay for your medical care.
- Contact your local mental health or crisis center. Mental health and crisis centers provide counseling and support to people who are struggling with difficult life events. They may be able to help you cope with the stress of your disabilities and treatment costs.
- Reach out to your community. There are many people in your community who may be able to help you. This could include friends, family, religious organizations, or community groups.
It is important to remember that you are strong and resilient. You will get through this difficult time. With your support, you will be able to rebuild your life and create a brighter future.