How much income can a person make before getting ineligible

A) The amount of income a person can make before becoming ineligible for Medicaid varies depending on their state and their individual circumstances. In general, however, Medicaid income limits are based on the federal poverty level (FPL). For 2023, the FPL for an individual is $13,820 and the FPL for a family of four is $37,470.

To be eligible for Medicaid, a person’s income must be below a certain percentage of the FPL. This percentage is set by each state, but it is typically between 100% and 133% of the FPL. For example, in California, a single person with income below $17,236 is eligible for Medicaid.

In addition to income, Medicaid eligibility is also based on a person’s assets. Assets are anything of value that a person owns, such as cash, savings, investments, and real estate. In general, Medicaid asset limits are much lower than income limits. For example, in California, a single person with assets below $2,000 is eligible for Medicaid.

If a person’s income or assets exceed the limits for Medicaid eligibility, they may still be eligible for other types of government assistance, such as the Children’s Health Insurance Program (CHIP) or the Medicare Savings Program. To find out more about their options, people can contact their state Medicaid agency.

Here are some additional details about Medicaid income and asset limits:

  • Income limits are based on the federal poverty level (FPL).
  • Asset limits are much lower than income limits.
  • Eligibility is also based on a person’s medical needs.
  • People who are ineligible for Medicaid may be eligible for other types of government assistance.

If you are unsure about whether you are eligible for Medicaid, you can contact your state Medicaid agency for more information.

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