Q) My 18 yr old daughter is pregnant. She currently lives with my husband and I. She graduates this year from High School. We currently have family health insurance. The copays, premiums and deductibles that we will face are beyond our financial ability to pay for her and her baby. Is she old enough to get assistance for her and her baby and still be allowed to live with us? Thank you.
A) States have the option to extend Medicaid coverage to pregnant women up to or over 185% and most states have done so. In addition, some states have medically needy programs, which allow pregnant women with incomes above the medically needy income threshold to spend down to eligibility if their health care expenses are sufficiently high.
Once eligibility is established, pregnant women remain eligible for Medicaid through the end of the calendar month in which the 60th day after the end of the pregnancy falls, regardless of any change in family income.
Infants born to pregnant women who are receiving Medicaid for the date of delivery are automatically eligible for Medicaid (known as “deemed newborns”). Medicaid eligibility continues until the child’s first birthday and citizenship documentation is not required.
Pregnant women receive care related to the pregnancy, labor, and delivery and any complications that may occur during pregnancy, as well as perinatal care for 60 days post partum. States have the option to provide pregnant women with full Medicaid coverage, or they may elect to limit coverage to certain pregnancy-related services.
In most states your daughter can apply for